Stop Credit Damage http://stopcreditdamage.com Protect Your Future From Your Past Tue, 03 Apr 2012 17:54:16 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 PRESS RELEASE http://stopcreditdamage.com/2010/11/1871/ http://stopcreditdamage.com/2010/11/1871/#comments Sun, 21 Nov 2010 15:48:20 +0000 admin http://www.stopcreditdamage.com/?p=1871 Contacts:
Georg Finder
Independent Credit Evaluator
2501 E Chapman Ave Suite 100
Fullerton, CA 92831
PH: (714) 441-0900
creditdamageexpert@gmail.com www.creditdamageexpert.com

Diane Rumbaugh Rumbaugh
Public Relations
805-493-2877
diane@rumbaughpublicrelations.com

 For Immediate Release: November 21, 2010
Credit Damage Prevention & Recovery in a Contested Divorce: Topic of  December 1 Legal Talk  

 SAN DIEGO, CALIF.–Damage to credit due to a contested divorce can cause financial hardship for years. “Divorce & Credit Damage Prevention & Recovery” is the topic of a December 1 talk sponsored by the San Diego Paralegal Association (SDPA). The MCLE-approved program will be presented by credit evaluator Georg Finder and attorney Thomas Key.

The two-hour presentation will focus on how to identify a credit damaged client in a divorce who may be eligible for compensation. It will also discuss credit-related documents and how to use them to determine damages, and the importance and limitations of credit reports and scores.  

The presentation will be held at Esquire Deposition (Emerald Plaza, 402 W. Broadway, Suite 1600, San Diego). Registration begins at 5:30 p.m. The presentation is from 6:00 p.m. to 8:00 p.m. The cost is $30 for SDPA members and $60 for nonmembers. Dinner is included. The event qualifies for 1 hour of MCLE general credit and 1 hour of MCLE ethics credit. For reservations, contact the SDPA at SDPA.Programs@gmail.com. To register online, go to http://sdparalegals.org.

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]]> http://stopcreditdamage.com/2010/11/1871/feed/ 0 NEW ONLINE “CREDIT DAMAGE SCORE” UNVEILED TO HELP ASSESS WRONGFUL INJURIES FROM LOSS OF CREDIT REPUTATION http://stopcreditdamage.com/2010/11/press-release-credit-damage-score/ http://stopcreditdamage.com/2010/11/press-release-credit-damage-score/#comments Fri, 19 Nov 2010 15:18:24 +0000 admin http://www.stopcreditdamage.com/?p=1863 For Immediate Release

 Simple tool designed for persons or businesses who believe their credit score may have been damaged at no fault of their own

 FULLERTON, Calif. (NOV. 7, 2010) – Georg Finder, the leading expert in assessing loss of credit reputation for a person or business, today announces an online evaluation tool to quickly establish a credit damage level for a person or entity. The tool is designed for persons or businesses who believe they may have been injured at no fault of their own.  “The Credit Damage Score is the first tool available to help answer two nagging questions becoming more prevalent as credit scores impact more aspects of our lives. Was I injured? And, Do I have a case?” Finder said. “This tool can indicate a probability that compensation is deserved.

” The tool, available at www.creditdamagescore.com, presents visitors with a simple set of questions in areas such as lost wages or commissions, credit cards, collection accounts, mortgage and insurance. “Thanks to marketing campaigns, everyone knows the term ‘credit score’; however it is misleading because a person’s credit score can be marred by actions out of their control,” Georg Finder said. “It makes sense then that there also is a Credit Damage Score, a number to understand just how badly your credit reputation may have been injured by the actions of another party. “With the proper documentation, you may be entitled to compensation,” Finder said. “The Credit Damage Score helps an attorney recognize the probability of getting paid for actual loss of credit reputation.

” Credit damage is commonly overlooked in personal injury damage demands, or situations where a person’s credit reputation may be compromised or damaged through no fault of their own. For there to be payment for damages, the responsible party must be identified, and the damages measured and/or monetized.   At the start of www.creditdamagescore.com, the visitor is presented a table explaining scoring. A credit damage score of zero to five is marginal; 6 to 10, very likely or soon will be significant credit damage; 11 to 15, definite actual damage to measure; and for scores of 16 and above, the site recommends retaining a credit damage expert to include credit damage in a legal damage demand.  

A lawyer will use the expert witness to present a credit damage measurement report to show how, and how much, the credit was damaged so a judge, a jury or an attorney can recognize the damage. “Just as a doctor might provide an expert explanation of a medical situation, a credit damage expert can provide an expert credit damage assessment valuable in court situations,” Finder said. “I sometimes refer to credit damage as the invisible injury in cases such as divorce; personal injury with at least two months’ loss of income; fraud (including, but not limited to, identity theft); breach of contract (including loss of health insurance); malpractice; credit report file merge; credit report errors; bill collector abuse; wrongful job loss; or bad faith insurance,” he said.   The credit record does not have to be perfect before the injury. The assessment must show a client’s credit reputation has enough sufficient documented change of credit status inflicted by a third party to cause increased out-of-pocket costs; loss of credit capacity; or loss of credit expectancy.  

Damages for loss of credit reputation have been awarded dating back to 1995. For a list of some court cases, see http://creditdamageexpert.com/judicial-notice-list/. Contact: Georg Finder 2501 East Chapman Ave., Suite 100 Fullerton, CA 92831 (714) 441-0900 creditdamageexpert@gmail.com www.creditdamageexpert.com

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]]> http://stopcreditdamage.com/2010/11/press-release-credit-damage-score/feed/ 0 DIVORCE AND CREDIT SELF DEFENSE: TOP 10 QUESTIONS YOU SHOULD BE ASKING http://stopcreditdamage.com/2010/09/divorce-and-credit-self-defense-top-10-questions-you-should-be-asking/ http://stopcreditdamage.com/2010/09/divorce-and-credit-self-defense-top-10-questions-you-should-be-asking/#comments Thu, 30 Sep 2010 01:10:42 +0000 admin http://www.stopcreditdamage.com/?p=1546

Divorce and Credit Self Defense:

Top 10 Questions You Should be Asking Yourself

1. Have you verified all of the joint accounts that exist, besides those you know about, before proceeding with your divorce?

2. Are you 100% positive that you will be financially secure after your divorce?

3. Do you trust that all of the joint accounts your ex is responsible for after the divorce will be paid on time, in full, or managed according to what the divorce decree states?

4. What measures, if any, have you taken to protect yourself in case joint accounts are managed poorly by your ex spouse?

5. Are you aware that if joint accounts are not managed per the divorce decree, no legal action will be taken against your ex unless you initiate a claim? Even then it could take years and a considerable amount of money before resolution.

6. Are you aware that initiating a claim, or winning a judgement for a claim, will not, and cannot, fix the damage to your credit?

7. Have you notified your creditors on those joint accounts about your divorce and requested to be removed from those accounts you are no longer responsible for?

8. Have you removed your EX from those accounts he is no longer responsible for?

9. So you get to keep the house, can you afford it?

10. Are you certain you understand the limitations of a divorce decree regarding your creditors and creditor accounts

Commonly held assumptions about divorce and the divorce process can work directly against your credit future. Speak to someone who understands the ins and outs of credit damage in divorce, before the damage is done to you.

“Prevention is easy, it’s the damage control that borders on unstoppable”

Georg Finder

Independent Credit Evaluator

www.creditdamageexpert.com

714.441.0900

]]> http://stopcreditdamage.com/2010/09/divorce-and-credit-self-defense-top-10-questions-you-should-be-asking/feed/ 0 ASK THE CREDIT DAMAGE EXPERT http://stopcreditdamage.com/2010/09/ask-the-credit-damage-expert/ http://stopcreditdamage.com/2010/09/ask-the-credit-damage-expert/#comments Sun, 19 Sep 2010 09:27:24 +0000 admin http://www.stopcreditdamage.com/?p=875 COMMENT BOX OR ADD YOUR QUESTION TO AN EXISTING THREAD YOU MAY ASK A QUESTION PRIVATELY USING THE CONTACT FORM ]]> SHARE YOUR QUESTION WITH OTHERS FOR OPEN DISCUSSION USING THE COMMENT BOX BELOW OR ADD YOUR QUESTION TO AN EXISTING THREAD YOU MAY ASK A QUESTION PRIVATELY USING THE CONTACT FORM

]]> http://stopcreditdamage.com/2010/09/ask-the-credit-damage-expert/feed/ 0 AM I ONLY RESPONSIBLE FOR HALF THE AMOUNT ON A JOINT ACCOUNT? http://stopcreditdamage.com/2010/09/am-i-only-responsible-for-half-the-amount-on-a-joint-account/ http://stopcreditdamage.com/2010/09/am-i-only-responsible-for-half-the-amount-on-a-joint-account/#comments Sat, 18 Sep 2010 21:32:18 +0000 admin http://www.stopcreditdamage.com/?p=784 Am I only responsible for half the amount due on a joint account?]]> http://stopcreditdamage.com/2010/09/am-i-only-responsible-for-half-the-amount-on-a-joint-account/feed/ 1 BILL COLLECTORS CALLING, CAN I DEFER THEM TO EX SINCE HE…? http://stopcreditdamage.com/2010/09/bill-collectors-calling-can-i-defer-them-to-individual-who-made/ http://stopcreditdamage.com/2010/09/bill-collectors-calling-can-i-defer-them-to-individual-who-made/#comments Sat, 18 Sep 2010 21:28:04 +0000 admin http://www.stopcreditdamage.com/?p=781 If bill collectors call me, can I just tell them to call my EX since the additional charges are all his, and to leave me alone? ]]> http://stopcreditdamage.com/2010/09/bill-collectors-calling-can-i-defer-them-to-individual-who-made/feed/ 1 IF A CO-SIGNER PROMISES TO PAY HALF OF THE BILLS, WILL I BE …? http://stopcreditdamage.com/2010/09/if-a-co-signer-promises-to-pay-half-of-the-bills-will-i-be/ http://stopcreditdamage.com/2010/09/if-a-co-signer-promises-to-pay-half-of-the-bills-will-i-be/#comments Sat, 18 Sep 2010 21:25:12 +0000 admin http://www.stopcreditdamage.com/?p=779 If my co-signer makes me a promise to pay his/her half of the bills, will I be held responsible? ]]> http://stopcreditdamage.com/2010/09/if-a-co-signer-promises-to-pay-half-of-the-bills-will-i-be/feed/ 1 MY CREDIT IDENTITY HAS ALWAYS BEEN WITH SOMEONE ELSE – IS IT TOO…? http://stopcreditdamage.com/2010/09/my-credit-identity-has-always-been-with-someone-else-is-it-too/ http://stopcreditdamage.com/2010/09/my-credit-identity-has-always-been-with-someone-else-is-it-too/#comments Sat, 18 Sep 2010 21:24:00 +0000 admin http://www.stopcreditdamage.com/?p=777 My credit identity has always been with someone else; is it too late to get one of my own? ]]> http://stopcreditdamage.com/2010/09/my-credit-identity-has-always-been-with-someone-else-is-it-too/feed/ 1 ARE THERE PROCEDURES FOR PROTECTING MYSELF FROM CREDIT DAMAGE? http://stopcreditdamage.com/2010/09/are-there-procedures-for-protecting-myself-from-credit-damage/ http://stopcreditdamage.com/2010/09/are-there-procedures-for-protecting-myself-from-credit-damage/#comments Sat, 18 Sep 2010 21:22:41 +0000 admin http://www.stopcreditdamage.com/?p=775 Are there procedures for protecting myself from credit damage? ]]> http://stopcreditdamage.com/2010/09/are-there-procedures-for-protecting-myself-from-credit-damage/feed/ 1 DO I HAVE TO TAKE ACTION TO PROTECT MY OWN CREDIT? http://stopcreditdamage.com/2010/09/do-i-have-to-take-action-to-protect-my-own-credit/ http://stopcreditdamage.com/2010/09/do-i-have-to-take-action-to-protect-my-own-credit/#comments Sat, 18 Sep 2010 21:20:57 +0000 admin http://www.stopcreditdamage.com/?p=773 Do I have to take action to protect my own credit? ]]> http://stopcreditdamage.com/2010/09/do-i-have-to-take-action-to-protect-my-own-credit/feed/ 1